Money
Paying Off the Smallest Debt First Is Worse Math. It Can Still Win.
Paying the highest rate first generally saves more interest. Research suggests why paying the smallest balance first can still help people finish.
Budgeting
Money
The latte isn't the problem: where your money actually goes
Housing, transportation and food took about 63% of average U.S. household spending in 2024. Why three big decisions matter more than your daily coffee.
Money
The pain of paying: why a card makes money feel cheaper
A famous MIT auction suggested card payers bid twice as much. Newer evidence says the effect is real but small. Here is how to use it.